What is Shop Pay Installments?
Shop Pay allows you to either pay in full at checkout or split your purchase into installment payments. Installment options vary by store and apply to orders over $50 USD, including discounts, shipping, and taxes.
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Payment & Financing (Shop Pay Installments)
Are there any fees or interest charges for using Shop Pay Installments?
¥ 4 bi-weekly payments Ð No additional fees or interest charges. ¥ Monthly payments Ð May be subject to interest.
Can I pay off my balance early?
Yes, you can pay off your balance early without any penalties.
Are there late fees?
No, there are no late fees. However, late or partial payments may affect your ability to use Shop Pay Installments in the future.
Will using Shop Pay Installments affect my credit score?
¥ 4 bi-weekly payments Ð No impact on your credit score. ¥ Monthly payments Ð Payments may be reported to a credit bureau.
Who is eligible to use Shop Pay Installments?
To use Shop Pay Installments, your shipping address must be in the United States.
What items cannot be purchased using Shop Pay Installments?
The following items cannot be purchased with Shop Pay Installments: ¥ Cash advances ¥ Illegal items and activities ¥ Weapons (including parts and accessories) ¥ Narcotics ¥ Regulated products (alcohol, tobacco, drug paraphernalia) ¥ Currency,...
Where can I learn more about the terms of service for Shop Pay Installments?
You can learn more through Affirm's Terms of Service or Shop's Terms of Service.
Who manages Shop Pay Installment payments?
Affirm is the originator and servicer of Shop Pay Installments, but payments are managed through your Shop Pay account.